Our credit repair specialist uses a method other than dispute that is now coined the term credit sweep. Our lender and credit repair specialist works together closely through an online portal to ensure that what is needed of your credit in order to qualify for a home loan is what’s completed/ deleted.
Our lender first runs your credit and then analyzes your credit profile to see if you are a program candidate. He then runs you through an automated system called a what if simulator. That what if simulator then does a what if scenario on your credit to determine what items on your credit are in need of deleting, this could even be a revolving tradeline with a late pay that is keeping your score down but that would also keep you from qualifying for a home loan.
The lender then uses a system called credit expert that determines how many points that you will gain from something as simple as reducing a credit card balance, too items being deleted from your credit report.
This system also tells us what we need to do to get a qualifying score for the loan type that you are applying for, or the one that works best for you. In some cases, you may only need to pay something off, or down and then we can perform what is called a rapid rescore to boost your credit score up in 3 to 5 business days.
The first step to a better credit score, financial freedom and to be one step closer to owning a home is to get started. You must make the first move to a new you. We know we can Help!! Let IntoDoors get you into your new home.
For more information, or to be enrolled into our 21 day credit repair program please complete the form below and one of our staff members will reach out to you shortly.